If you are ready to start shopping around for new cars at your local Toyota car dealerships, you may be wondering how you will pay for your purchase. New cars can have rather high price tags, and some people may only be able to make this purchase with the help of an auto loan. A car loan, after all, allows you to pay for this expense with equal monthly installments. However, other buyers have the ability to purchase new cars with cash. When you pay with cash, you can enjoy numerous benefits, but there are also some downsides to consider. As you compare the options, carefully analyze these important points.